Club Clé France: Home Insurance

Fab French Insurance is a French registered company, specialising in property, car and health insurance for English speaking residents of France, as well as those visiting from the UK on short term visits.

Home insurance for expats in France at fair prices. English speaking agents. Dedicated broker.

Why compare home insurance quotes with Fab French Insurance?

We do the hard work for you, comparing deals from the biggest providers in France so you can get the right cover and save hundreds of euros on your premiums. Not even considering the cost and stress that may add up should you choose an insurance agent that doesn't understand where you are coming from!

You will find it Fabulously Easy!

Please complete our Enquiry Form Below for more information.

FAB Home Insurance

Why choose us?

Whether you’ve relocated to France or own a holiday home here, safeguarding your property is crucial. Our tailored home and contents insurance offers peace of mind, ensuring your French residence is fully protected. As specialists in serving English-speaking clients, many of whom are from the UK or the US, we understand your unique needs. Our insurance solutions are designed specifically for expats.

As fast as Frenchly possible:

Just pop in some details about yourself, your property and the cover you need

The cheapest policies:

We'll do the legwork to find the best home and contents insurance, ensuring you get the most value for your money

France made simple:

There are many traps when insuring a property in France but you won't have to worry, we'll help you get the best offer that matches your exact situation

What do you need to get a quote ?

Discover How to Get Your Quote:

To get a quote with Fab French Insurance, check out our home insurance questionnaire to find out what information you need to provide. It’s a quick and easy way to get a personalized quote!

Details of your family:

List everyone who will live in the property to ensure we cover everyone’s public liability. If you have kids, we can even include school insurance as part of the package.

What you'll use the property for:

Main property or second home? Perhaps you're considering running a gîte or letting it out? Or maybe you have more than one property in a single building. Let us know the details, and we'll ensure everything is properly insured.

Description of your property:

Last but not least, we’ll need to know the specifics of your property. Does it have a pool? Outbuildings? A wood burner? At this stage, every detail matters, so it's better to provide too much information. We’ll sort it out for you.

Please complete our Enquiry Form Below for more information.

Our expert says:

While it might seem convenient to purchase home insurance from your bank or online, doing so could lead to higher premiums. These providers often assume you’re familiar with the 'French way' of doing things, which can result in significant insurance gaps or less favorable rates. To ensure you get the best deal, consider comparing home insurance options through specialised English-speaking brokers. They can offer tailored solutions and often save you time and money.

Fabien, Founder of Fab French Insurance

We're 100% independent, working only for our customers:

Unlike some of our competitors, Fab French Insurance is not owned by an insurance company (not even fractionally).

We combine independence, so we can negotiate the best prices, with excellent customer service, to find the best value products and services.

100% French

You didn’t come to France to be advised by people who don’t even live here! We are a small team based in the South West of France, all our staff are French and therefore we know all the tricky bits of the French system; we can make your life as hassle free as Frenchly possible.

Why choose us?

Human, not robots: We prioritise personal connections by providing dedicated English-speaking advisors. Our focus is on delivering human interaction and feedback, ensuring that our clients receive attentive and personalised service at every step.

We’ve been delivering fabulous service since 2015! Years of dedicated support to our valued clients—and we’re just getting started. Here’s to many more!

We understand the unique cultural backgrounds and needs of expats. By partnering with a wide range of insurers and numerous providers worldwide, we are able to find affordable, tailored solutions for every individual situation.

For everything you need to know about French property visit www.clefrance.co.uk

Club Clé France: Insurance For Visa Application

Fab French Insurance is a French registered company, specialising in property, car and health insurance for English speaking residents of France, as well as those visiting from the UK on short term visits.

Health Insurance For Your Visa Application

Are you planning on a permanent move to France?

If you intend to be around more than 90 days per year or for residency purposes, you’ll need to have a VISA. Whatever you need a VLS-TS or VLS-T visa you’ll probably need private medical insurance.

Finding the right medical insurance will make or break your visa application so don’t overlook this.

Technically, Private Health Insurance (PHI) is like travel insurance except that travel insurance is limited to emergency cover. PHI can cover routine medicine, tests and treatments, and sometimes existing conditions.

A PHI will be required for a residency application and/or a visa. That policy also needs to include public liability and repatriation and there is a minimum amount it should cover for medical expenses.

PHI is somewhat identical to the combined cover provided by both the French social security and a mutuelle (top- up health insurance) but, for the mutuelle, you have to have a French social security number although you’ll see that mutuelles don’t require a medical questionnaire which means no possible exclusions.

We will also advice the exact plan that will meet the expectations of the various governmental bodies.

We can usually weave our magic, even difficult insurance cases.

There are no hidden fees. We believe in trust and transparency. To obtain a quote, please provide us with your basic details via the form below.

You will find it Fabulously Easy!

Please complete our Enquiry Form Below for more information.

100% French

You didn’t come to France to be advised by people who don’t even live here! We are a small team based in the South West of France, all our staff are French and therefore we know all the tricky bits of the French system; we can make your life as hassle free as Frenchly possible.

Why choose us?

Human, not robots: We prioritise personal connections by providing dedicated English-speaking advisors. Our focus is on delivering human interaction and feedback, ensuring that our clients receive attentive and personalised service at every step.

We’ve been delivering fabulous service since 2015! Years of dedicated support to our valued clients—and we’re just getting started. Here’s to many more!

We understand the unique cultural backgrounds and needs of expats. By partnering with a wide range of insurers and numerous providers worldwide, we are able to find affordable, tailored solutions for every individual situation.

For everything you need to know about French property visit www.clefrance.co.uk

Hi, Alex here!

At Cle France we get questions asked all the time and I don't think I can recall a question being posed that we could not answer or at the very least point our client in the right direction.

No doubt following the UK decision to leave the EU you may have a lot of questions surrounding this subject and indeed anything connected with searching for, viewing, making an offer, the buying process, owning a French property and moving to France etc.

If you have a question? I will answer it.

Simply fill out the form below and I will get back to you very soon.

Your question may have already been answered of course, check out the previously answered questions here on the 'Just Ask Alex - FAQs' Blog pages. You will find many more informative and entertaining blogs there too.

Cle France Ltd : Company No 7056720 : Registered address - 6/7 Castle Gate, Castle Street, Hertford, Hertfordshire, SG14 1HD.

For everything you need to know about French property visit www.clefrance.co.uk

The information that you give and that we obtain through you using this website may be used by this Company and by our partner companies only for purposes in connection with your use of this website and for marketing activities of this Company and partner companies. By using this site you confirm your consent to this. If you do not want to receive any marketing information from this Company and/or our partner companies then please notify us.

Club Clé France: Long Stay Visa Residency Insurance

Fab French Insurance is a French registered company, specialising in property, car and health insurance for English speaking residents of France, as well as those visiting from the UK on short term visits.

Long Stay Visa Residency Insurance:

Medical Insurance for French long stay visa for VLS-TS and Residency permits

Why should I be insured with FAB?

You’ll get a battle-tested offer whatever your situation and requirements even in the following situations.
Up to 99 years old
Medical history or condition(s)
Buy 100% online
Visa accepted or policy refunded

Please complete our Enquiry Form Below for more information.

How fast can I get the certificate of insurance?

It depends on the plan you’ll choose but our best selling plan comes without a medical questionnaire and can be paid with a card online so it can all happen pretty fast.

Once the policy is signed off and the upfront payment secure we can send the certificate of insurance so on average the whole process takes 1 to 2 working days.

There are no hidden fees. We believe in trust and transparency. To obtain a quote, please provide us with your basic details via the form below.

You will find it Fabulously Easy!

What is the cost?

Unfortunately the older one gets the more expensive the premium so its directly related to your age, we have the best policies in our portfolio so we’ll get you covered at the most affordable premium don’t worry. If you’d like to have some figures you can use our online calculator as listed above.

Age limit, medical exclusions, who can be accepted?

As a broker we have a solution in almost all situations. We have plans that are eligible up to 99 years old and also policies without medical questionnaires so everyone is welcome. Based on your specifics we’ll offer plans that can match your situation and are compatible for the type of visa you’re applying for.

Which insurance do you need ?

Moving to France? Make sure you and your family are covered for every eventuality

Insurance for Residency permit:

Whether you’re part of the national scheme (social security) or not, you need to meet a certain level of coverage in order to apply for a residency permit. Depending on your situation, you may need private medical insurance or a simple top-up health insurance. Let’s find out using our online calculator.

Medical Insurance:

Private health insurance is a mandatory requirement to get your VISA or carte de séjour (residency permit). 82% of failed applications are turned down because of the insurance so it’s best to work with insurers that know the French requirements to avoid any unpleasant surprise.

Please complete our Enquiry Form Below for more information.

More than 50 partner companies:

Comparing private medical insurance across different providers can help you find an affordable policy for you

Our expert helps you to understand:

In the wake of Brexit, most French consulates and embassies have tightened the rules (mostly for VISA applications), even for non-UK residents. Nowadays, it's twice as important to make sure you provide a compliant set of documentation, including the insurance policy which is why 82% of French VISAs get denied.

Fabien Pelissier, Founder of Fab French Insurance.

100% French

You didn’t come to France to be advised by people who don’t even live here! We are a small team based in the South West of France, all our staff are French and therefore we know all the tricky bits of the French system; we can make your life as hassle free as Frenchly possible.

Why choose us?

Human, not robots: We prioritise personal connections by providing dedicated English-speaking advisors. Our focus is on delivering human interaction and feedback, ensuring that our clients receive attentive and personalised service at every step.

We’ve been delivering fabulous service since 2015! Years of dedicated support to our valued clients—and we’re just getting started. Here’s to many more!

We understand the unique cultural backgrounds and needs of expats. By partnering with a wide range of insurers and numerous providers worldwide, we are able to find affordable, tailored solutions for every individual situation.

For everything you need to know about French property visit www.clefrance.co.uk