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Sep 26

Want to move to Normandy?

I love this property, the perfect blend of what a lot of people look for when searching for a house in France. A typical Normandy Farmhouse that is habitable but has much more room for improvement and 'stamping your own mark on the property' PLUS more scope and more rooms to develop PLUS Outbuildings and potential to create guest gite accommodation to create an income stream.

So if you are looking to move over to North-west France and start the good life then RTA00104 is for you!

AND it is for sale for only 86,000 euros.

RTA00104 for sale in normandy

Traditional French Farmhouse with Outbuildings set in approximately 3 acres of land, in a beautiful and tranquil area of Normandy, with easy access to and from the UK.

This stone farmhouse is partially renovated and habitable now but does require some finishing in part and some further development in others, it therefore offers the perfect mix of 'habitable now' and bundles of scope for improvement and further development opening up many options including guest accommodation to generate an income.

For sale in normandy RTA00104

Ground floor: kitchen, living room, bedroom, pantry, bathroom.

First floor: 4 bedrooms, bathroom.

RTA00104 in normandy

Outbuildings: garage, basement and outbuilding.

Outside: Set in 3 acres of land at the end of a long drive.. More potential.

For sale in normandy rta00104

 

A quiet rural position near the edge of the beautiful village of Feugeres, in the Lower Normandy region of France.

Feugeres is a small beautiful village, there is a village shop, a bar, a church, primary school and village hall.

If you need more then the lovely town of Périers less than 10 mins away offering a large selection of shops, restaurants, etc.

Or for more shops, services and amenities then just 20 minutes away is the capital city of Normandy, Saint-Lo to the east and the stunning cathedral city of Coutances to the south.

RTA00104 for sale in Normandy with Cle France for 86,000.00 euros FAI.

Blog submitted by: Alex at The French Property Network - Cle France.

Add CommentViews: 2524
Sep 23

Great communication with Sharon, very helpful

Morning, thanks for the message, yes all set to view the property, great communication with Sharon very helpful, cheers.

Khaled.

Cle France makes sure you have everything you need ahead of your viewing trip to France so you know where you are going, who you are seeing and what time to be there, sounds easy but when you have several properties to see it is best to let us schedule your viewings.

Well done Cle France

Add CommentViews: 2093
Sep 23

French Newspapers part 3

I guess you read French Property News, Living France, A Place in the Sun magazines etc. I hope you even enjoy reading the Cle France Newsletters! but to really learn more about life and living in France a French newspaper can not be beaten.

Another look at French Newspapers - Part 3

Bonjour une fois de plus (Hello once again).

I hope you took the time to look into les journaux (the newspapers) I reviewed dans la deuxième partie (in the second part) of this series on French newspapers. Both Le Monde and Le Figaro are excellent publications featuring quality journalism.

Le Nouvel Observateur and Libération are also very popular newspapers that offer a different perspective on the news. Let’s look at them in greater detail.

French newspapers part 3

Image by Ol.v!er on Flickr

Le Nouvel Observateur :

Founded in 1964, Le Nouvel Observateur (The New Observer) is actually a news-magazine. The magazine saw the light over a decade earlier in 1950 as L’Observateur politique, économique et littéraire (The political, economic and literary Observer). In 1953, the name changed to simply l’Observateur and then to France Observateur in 1954.

Le Nouvel Observateur has always been un magazine hebdomadaire (a weekly magazine) avec une orientation centre-gauche (with a center-left orientation) and more than cinq cent mille lecteurs (five hundred thousand readers) making it by far the most widely read newsmagazine in France. According to Claude Perdriel, the magazine’s founder, Le Nouvel Observateur “est un journal social-démocrate de gauche” (is a leftist social-democratic newspaper).

Le Nouvel Observateur focuses on the world of business, la politique (politics), and l’économie (the economy). Unlike some French papers, political and cultural issues of l’Europe (Europe), l’Afrique (Africa) and le Moyen-Orient (the Middle East) are covered in depth.

The magazine entered the digital age in 1999 with its website nouvelobs.com - You will find the usual sections such as Politique (Politics), Société (Society), and Éco (short for Economy) as well as Monde (World), Culture, Santé (Health), and Sport. You can subscribe to the digital magazine for as little as 1 euro par mois (1 Euro a month) which is a fantastic deal.

Libération :

Bursting onto the scene a decade after Le Nouvel Observateur, Libération began as un journal situé a l’extrême gauche (a newspaper situated on the extreme left). In the 80s and 90s, this journal quotidien (daily newspaper) shifted to a centre-gauche (center-left) orientation, a position it maintains to this day.

Interestingly, one of the founding members of Libération was Jean-Paul Sartre, un écrivain et philosophe Français (a French writer and philosopher) and a leading figure of existentialism who became active in politics après la Seconde Guerre mondiale (after the second World War).

The paper has had its share of ups and downs over the course of quatre décennies (four decades) but remains a fairly popular source of news avec un lectorat de près de deux cent mille (with a readership of nearly two hundred thousand).

The usual sections grace the homepage of Libération at liberation.fr - but you will also find atypical sections such as Cannabis, Prostitution and Sex & Genre. You can even listen to Libé Radio, the newspaper’s very own radio station.

If Le Monde or Le Figaro do not offer what you seek in a French newspaper, go ahead and try out Le Nouvel Observateur or Libération for a different take on French news.

Original text from the French Language Blog.

Blog submitted by: Alex at The French Property Network - Cle France.

Add CommentViews: 3333
Sep 19

'NO' Vote wins, so what now....

Scotland votes "No"

Alex Salmond’s dream of Scottish independence was dashed today after voters threw their support behind the United Kingdom in a result that promises to bury the separation issue for at least a generation.

Sterling has rallied to a 25 month high against the Euro so now is a good time to buy the euros for your French property dream! who knows what will happen next? but there is bound to be some 'settling down' in the currency markets now the decision is known so today is a good day to think about your currency requirements.

For more information on the currency service I can provide please feel free to contact myself...

Rob Harold from Foreign Currency Direct follow this link or phone and ask for myself and quote "Cle France" on our Freephone 0800 328 5884.

You may email me directly at This email address is being protected from spambots. You need JavaScript enabled to view it. with your requirement and quote "Cle France" I will explain the options that are available to you in getting the best exchange rate.

Scottish vote

Reaction :

David Cameron immediately said he was “delighted” with the result and signalled an immediate constitutional shake-up that is set to see non-English MPs barred from key votes in the Commons.

“Now the debate has been settled for a generation, or as Alex Salmond has said, perhaps for a lifetime. There can be no disputes, no re-runs,” he said.

The prime minister said that he would ensure that a pledge to devolve tax, welfare and borrowing powers would be delivered in full, with proposals drawn up by November. It will be overseen by Lord Smith of Kelvin.

Speaking exclusively to The Times ahead of the result, Mr Salmond sent a blunt warning to Mr Cameron that he must accept his legal “responsibilities” to deliver the best deal for Scotland regardless of the outcome. The move was seen as an opening salvo in the post-referendum negotiations before the outcome was known.

Although he said he would accept the will of the people if the vote went against him, he risked inflaming tensions further in a message aimed squarely at Conservative backbenchers. He said all should accept that once “it is over, it is over, particularly politicians who are not the story in this referendum, in my estimation. But they have an obligation to lead positively.”

Although the polls had been too close to call in the fortnight ahead of the referendum, the No camp’s hopes of victory were boosted immediately after voting closed as a YouGov online survey of those who had cast their ballot suggested a shift in favour of the Union. It put No ahead on 54 per cent, and Yes at 46. It was conducted among those surveyed on Wednesday that had put “No” on 52 and Yes on 48.

As the postal votes were counted at Ingliston, Better Together sources said that they were splitting in their favour. And, as the first few councils declared for “no”, they became increasingly confident. The first declaration – Clackmannanshire – went 54 per cent no, 46 per cent “yes”, a greater majority for the Unionists than either side expected.

When half of the 32 councils had announced, the split was 44 per cent for “yes” and 56 per cent for “no”.

Three declarations at about 4.15am were dire for the Nationalists. In Angus, an SNP council and stronghold, went to the No camp by 56 per cent to 44 per cent. In Aberdeen, the split was 59 per cent to 41 per cent the same way. And in Perth and Kinross it was 60 per cent versus 40 per cent.

Nicola Sturgeon, the deputy first minister, faced the cameras when SNP strategists were already privately admitting defeat. She said the vote showed a “big appetite for substantial change” among Scots. She added: “I will work with anybody and do anything I can to deliver substantial powers for the Scottish Parliament.”

Mr Salmond had been expected to attend the Aberdeenshire count in the city of Aberdeen, and possibly fly on to Edinburgh. It emerged just after midnight that he had decided to stay in his home village of Strichen until morning.

Main points : 

• Scotland votes to reject independence 

• No wins by more than 10 per cent 

• 55.4% No, 44.6% Yes. Turnout 84.4% 

• Cameron pledges rapid action on further devolution 

• PM also vows to deliver “English votes for English laws” 

• One more council to declare 

• Salmond urges Scotland to accept result 

• Says Scotland has rejected independence “at this stage” 

• Pound rises against the dollar 

• Ed Miliband to speak in Glasgow at 9am.

Latest news :

08.00 19th September 2014:

We’re still waiting the result from Highland, where the count has been delayed due to a car crash on the A9. But even if all of Highland’s 190,778 votes go to the Yes campaign, the union would remain intact.

From an article in the Times Newspaper 19/09/2014.

Currency image Currency image 2

Blog submitted by: David of The French Property Network - Cle France.

Add CommentViews: 3211
Sep 18

This historic day could effect you

Today, 18 September 2014, Scotland goes to the polls to vote on whether to leave the 307-year-old union with England, Wales and Northern Ireland. The consequences could be far-reaching for people well beyond the Scottish borders. Then again, they might not.

Yes

NOTE: If you have euros to buy for a pending house purchase abroad and you think it will be a "Yes" vote then consider trading your money sooner rather than later.

For more information on the currency service I can provide please feel free to contact myself...

Rob Harold from Foreign Currency Direct follow this link or phone and ask for myself and quote "Cle France" on our Freephone 0800 328 5884.

You may email me directly at  This email address is being protected from spambots. You need JavaScript enabled to view it. with your requirement and quote "Cle France" I will explain the options that are available to you in getting the best exchange rate.

This historic day could result in one of the most volatile days the pound has seen since Britain was forced to exit the Exchange Rate Mechanism (ERM) on the 16th September 1992, dubbed Black Wednesday. With the polls suggesting the vote for the Scottish Independence Referendum is too close to call, the pound really could go either way.

The real risk for sterling however is a Yes vote and the consequences of such an outcome could be dire for the pound. The fact that there is too much uncertainty surrounding how a Scottish departure would take place is only adding to the volatility. There are lots of considerations especially as to the detail of how a Scottish currency would be pegged to the pound as well as how much debt Scotland would take on, which have not been established. There are no contingency plans in place. Whatever the result, it’s not just going to have short term implications.

Even a No vote will carry with it further political issues at Westminster which will go on for years. Now we await the outcome which according to the highlands Chief Counting Officer, her best estimate is for a result at breakfast time tomorrow morning. Let’s all at least hope that George Soros isn’t around, planning on costing the British taxpayer any more money.

If you have a pending currency requirement there is still time today before the outcome so be sure to speak with us to look at your requirement and the potential impact it may have on your transfer.

No

The suggested consequences of a vote for independence in Scotland have ranged from it being as dangerous as the murder of Franz Ferdinand in 1914 that led to the First World War, to a mild and temporary change in exchange rates. Here we bring together some potential consequences of particular interest to property professionals, both within a newly independent Scotland and in the residual UK (known as rUK) as well as in the wider world.

Scottish house values:

According to UK property portal Zoopla, Scottish independence could knock £31,000 off the average Scottish house value. They predict that a Yes vote would have the same effect as the financial crisis, which reduced Scottish prices by 17.5%. With many companies saying they will move their headquarters from Scotland to England in the event of a Yes, some agents are predicting a fall in demand for high-end housing in cities such as Edinburgh and Glasgow.

It should be noted however, that for many young Scots priced out of Scottish property, which has risen 8.3% in the last two years to an average £177,600 per home, the prospect of falling property prices would encourage a Yes vote. And wouldn’t lower prices encourage new overseas clients? Not so fast, say Zoopla, mortgages will be harder to obtain in Scotland if English mortgage companies stop operating north of the border, while existing mortgage payments may rise if they are paid in a new currency.

Zoopla’s Lawrence Hall said a Yes vote, “would almost certainly have a detrimental effect on Scottish house prices in the short to medium term. The uncertainties on employment, tax, currency, EU membership and interest rates will all play their part and if big business does head south with a ‘Yes’ vote Scotland will lose a significant piece of their service economy with nothing to replace it, leading to a greater supply and reduced demand for housing and a resultant drop in house prices.”

Savills predited: “Potential increased risk [to the Scottish banking sector] would probably mean an independent Scotland incurring higher mortgage rates, putting upward pressure on household finances and potentially driving down the value of housing, as buyers seek affordability. This might lead to the residential market stalling once again, with sellers unwilling to accept lower prices, just as they did during the recent economic downturn.”

UK house prices:

Rightmove predicts a severe slowdown in UK house prices and property transactions following a Yes. “Speculation amongst economic forecasters on topics such as upward pressure on interest rates, availability of wholesale funding for lenders, and the geographic location of major financial institutions are potentially destabilising influences on consumer sentiment,” said Miles Shipside, analyst at Rightmove. Property lawyers Moore Blatch also predict higher rental and selling prices: “If Scotland says yes, we could we see a boost in rental demand and rental inflation in London,” says George Gilpin, senior solicitor at Moore Blatch. “Similarly, as many staff will not necessarily want to move permanently, we could also expect to see demand for pied-a-terres rise. In terms of house prices it is more a possibility of halting the decline caused by the reduction in investment from overseas and therefore more stable prices.”

But isn’t it possible that these arguments are all a bit overblown? Scotland may be a large landmass but its population and its GDP make up considerably less than 10% of the UK. The Yes campaign surely has a point in claiming that the No’s are being overly negative (see poster, right). A bigger question mark may hang over rUK exchange rates and interest rates. Both of these are more than likely to be adversely affected by a Yes vote, but for how long?

One bright spot is from agents on the immediate southern side of the Scottish border who anticipate a boom. One agent in Carlisle told The Guardian: “We will be the nearest economic centre to Scotland, with the rail and motorway infrastructure, so almost perversely we could see a sales increase as firms relocate to Carlisle so that they can stay English-based while doing business with Scotland.”

Scotland and the European Union:

The No campaign has focused on the difficulty an independent Scotland will have in joining the EU, potentially blocked by Spain in an attempt to deter its own separatist movements. The Yes campaign refutes this utterly, and you can see their point. Scotland clearly is in Europe geographically and Spain could hardly block its democratic will for long. The Yes camp say Scotland will simply be able to amend the membership it had as part of the UK. However, at the same time it is looking for opt outs, such as retaining the pound sterling and staying out of the Schengen area, saying: “The Scottish Government, while endorsing the objectives underpinning the Schengen Agreement, has no plans in the foreseeable future to recommend to the people of Scotland that an independent Scotland should begin the process of joining the Schengen area.”

This would be a problem for other Europeans, as no recently joining country has been able to opt out. “The opt outs they’re pushing for would make it very difficult for Scotland to get membership,” said one MEP on the EurActiv website.

That begs the question, would Scottish people currently allowed to work in Europe under EU law be allowed to remain working there and be entitled to the health and social security benefits that being a member of the EU offers? So far, OPP has not been able to get a definitive answer.

The effect on Scottish overseas home buyers:

Richard Way, editor of the Overseas Guides Company tells OPP: “It’s more of an unknown for Scottish people than the remainder of the UK – aside from the downturn sterling might see, albeit temporarily. I’d imagine independence would stall the plans of any Scots on the verge of moving abroad, until certain things were clarified by the new Scottish government. For example, how soon Scotland became a member of the EU would be key to anyone moving within the single bloc. Estate and tax planning of UK assets would be affected by the new Scottish jurisdiction. Pensions – how would a Scottish person’s monthly pension income be affected by the new government and would they still be able to afford a new life in a foreign country? Healthcare and benefits – they’d need clarification on what entitlements they could transfer to their new country. An agent or developer with a particularly high proportion of Scottish clients might notice a quieter period immediately after independence was achieved but arguably this would settle down.”

From an article by Christopher Nye, Editor, OPP Magazine.

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Blog submitted by: David of The French Property Network - Cle France.

Add CommentViews: 2612

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