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Mar 27

Currency Market Update - 27th March 2024

Pound headed lower on rate cut rumours

The Pound has lost a bit of momentum lately

Both GBP-EUR and GBP-USD are hovering near 1-month lows.

The latest Bank of England meeting revealed that the last of the ‘hawks’ calling for rate rises have now changed their tune.

With inflation falling and the economy soft, the next move for UK interest rates looks almost certain to be down.

It’s weakening the Pound – lower rates, lower currency.

The Pound’s fall would be worse if it weren’t for the fact that the Euro and US Dollar are facing the same situation.

Futures markets indicate the US Fed, the ECB and the Bank of England are likely to make their first cut in June.

Ah, to be a central banker – just do what the other mob are doing.

So what next, what should you do?

Get ahead of the game and read our Guide to Foreign Currency Exchange.

Download the Guide Here - with no obligation of course.

A lot could change between now and June, but that is the current thinking.

To discuss your requirements and what can be achieved for you, speak to a member of our team on 01872 487 500.

Or to find out our latest rates, click below.

Get a Quick Quote

  1. Great exchange rates
  2. Quick and easy transfers
  3. No transfer fees
  4. Expert help and guidance
  5. Authorised by the FCA

Current rates: 

Wednesday 27th March 2024 at 11:00

£1.00 GBP = 1.1662 EURO

£1.00 GBP = 1.2633 USD

£1.00 GBP = 1.9351 AUD

£1.00 GBP = 2.1034 NZD

£1.00 GBP = 1.7172 CAD

£1.00 GBP = 1.1442 CHF

  • Want to Learn More?

  • We have created a selection of Free PDF Guides for you to download covering many aspects of buying property abroad, visit our PDF Guides Page today or download our "Buying A Property in France" Guide PDF document.
  • Want to Live in France Post-Brexit? download our "PDF Guide to Living in France Post-Brexit" document.

    Brexit Guide Download

  • Need to Send Money Abroad?

    • At Clé France / Key Currency, many of our customers have a need for currency exchange.
    • We are pleased to offer our customers favourable exchange rates on international currency transfers.
    • As a Clé France website visitor, you qualify for preferential exchange rates when you transact through Key Currency.

Cle France Currency Guide link

How to Save Money on your foreign currency transfers

  • Key Currency can save you money by offering more competitive rates of exchange than your bank.
  • Clients can typically save you 3-4% of the total transaction value, which can result in significant cost savings.
  • All client funds are held in segregated accounts with top-tier banks keeping your money safe and secure.

For everything you need to know about French property visit www.clefrance.co.uk

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Mar 27

How do the French celebrate Easter?

Actually it is not that different to Easter celebrations in other mainly Christian countries, the French however as you would expect also have their own individual Easter traditions. Perhaps it may come as no surprise that given France's obvious culinary talents, many of the Easter traditions include and involve food.

Easter is an important holiday in France and there are lots of traditions that go with Easter so be sure to wish all your friends and colleagues an enthusiastic 'Joyeuses Pâques' (Happy Easter) !

Easter Hen

Easter Weekend:

Good Friday is typically not recognised as a Bank Holiday in France and it is business as normal. Easter does however consist of a long weekend, and in some sectors, a week or two of holidays but generally it is only the Easter Monday that stands out as different to the normal run of things because every Sunday is still a rest day in France where most large shops and business are closed, unlike the UK these days. In addition to having the chance for a holiday, the French also take the opportunities of Easter to include visiting family and friends, and relaxing.

French Easter Morning:

French children have Easter egg hunts on Easter sunday morning. Eggs are usually chocolate ones and not hard-boiled ones, although the French also play games with raw eggs at Easter. A few Easter games exist, such as competitions throwing and catching eggs and seeing who can toss and catch an egg the longest without breaking it. Another game with raw eggs stems from the Catholic tradition in France. In this game, children each take a raw egg and roll them down a hill (simulating the stone rolling from Jesus' tomb). In this symbolic game, the child whose egg travels the farthest without breaking is the winner.

Easter egg hunts are usually for small chocolate eggs. However, French chocolatiers also have a long-standing tradition of creating oversized ornamental chocolate eggs that are given as gifts. These eggs, like most products from French chocolatiers and patissiers, often look too beautiful to eat!

French boulangerie

How Do the French Celebrate Easter with Food:

In addition to the sweets, French families often make very special meals on Easter Sunday. As with all special French meals, it will usually consist of several courses, be accompanied by wine, and finish with a cheese plate and a delicious dessert.

French Easter Menus:

There is a French Easter tradition of serving lamb as the main course on Easter Sunday. While this is not necessarily always the case, many families still observe this tradition by making a rack of lamb braised with an herb rub or sauce. Other main courses would typically be meat, for example a ham or other choice cuts of meat. Turkey, which is very typical of Christmas, would not often be chosen as an Easter main course.

Preceding the main course, a lighter dish is usually served. This may be something like a quiche or perhaps a salad. Though soup is possible, a cold first course is more typical of a traditional Easter menu. Some families may eat both a salad and another first course.

Following the main course, expect a short break in which everyone remains seated at the table drinking wine. This break is usually followed with a traditional cheese plate with baguette. If you are making a French-style Easter dinner outside France, you'll have to rely on a local supermarket for some French cheeses (get a variety: one bleu, one camembert or brie, one harder cheese, and a goat's cheese if you can find it). In France, expect a few popular French cheeses, as well as a few local ones that you may never have seen or heard of before.

Lastly, Easter dinners are topped off with dessert. Very often, the dessert will include some chocolate, but may not be exclusively chocolate, such as a chocolate berry tart or an almond cake drizzled with a chocolate sauce. If you are in France, expect to spend a long time over Easter dinner, it is meant to be enjoyed slowly.

Blog submitted by: Alex at The French Property Network - Cle France.

Add CommentViews: 42671
Mar 27

Easter Vocabulary in French

Joyeuses Paques - Some Easter Vocabulary in French

This week has been a holy one for Christians around the world. It’s called Paschal Triduum (and is sometimes referred to as the Easter Triduum), and it contains 3 important days in the life of Jesus Christ. Maundy Thursday (jeudi saint) commemorates the Maundy (the Washing of the Feet) and the Last Supper. Good Friday (vendredi saint) refers to the crucifixion and death of Jesus, and Holy Saturday (you guessed it – samedi saint) commemorates the day Jesus’s body lay in the tomb.

The following day is Easter Sunday (Pâques), and it’s about a lot more than some dyed eggs and chocolate.

On this day –  'le troisième jour' (the third day) – we celebrate la résurrection de Jésus (the resurrection of Jesus Christ).

Ash Wednesday (mercredi des Cendres) is the start of Lent (le carême) and lasts 40 days. It’s common for followers to choose something to give up for Lent.

"Lent is about conversion, turning our lives more completely over to Christ and his way of life. That always involves giving up sin in some form. The goal is not just to abstain from sin for the duration of Lent but to root sin out of our lives forever. Conversion means leaving behind an old way of living and acting in order to embrace new life in Christ. For catechumens, Lent is a period intended to bring their initial conversion to completion."

I think it’s fair to say that most things people choose to abstain from aren’t exactly sins – some of my friends gave up and Starbucks and Facebook this year.

While Easter always falls on a Sunday, the date on the calendar varies every year. We celebrate this date on the first Sunday after the first full moon after the vernal equinox, so we’re looking at some point between March 22nd and April 25th.

In France during the Paschal Triduum? Don’t expect to hear any Church bells.

The tradition states that all church bells fly to the Vatican to be blessed by le Pape (the Pope) before returning. They don’t come empty handed (let’s pretend that bells have hands for this) – they come back with gifts and chocolates and drop them off into the homes of children on the way back.

Cle France Blogs

Let’s take a look at Easter-related vocabulary in French

Paques – Easter  (note that this word is not used with an article and always has an S

la Paque – Passover (note the lack of S and the usage of an article)

pascal(e) – adjective meaning 'of Easter'

le Careme – Lent

le mercredi des Cendres – Ash Wednesday

le dimanche des Rameaux – Palm Sunday

la semaine sainte – Holy Week

le jeudi saint – Maundy Thursday

le vendredi saint – Good Friday

le samedi saint – Holy Saturday

les cloches de Paques – Flying Easter Bells

le printemps – spring

une église – church

un panier – a basket

un jeune – fast, fasting

le chocolat – chocolate

un œuf – egg

un lapin – rabbit

un poussin – chick

une poule – hen

un agneau – lamb

un poisson – fish

Cle Mortgages

Blog submitted by: Alex at The French Property Network - Cle France.

This blog was originally posted on The French Language Blog pages.

Add CommentViews: 5239
Mar 14

Currency Market Update - 14th March 2024

Pound Hits 7-month High vs Dollar

The Pound has seen positive gains this week vs major currencies, possibly reacting to last week’s UK budget news.

The biggest rise for the Pound has been against the US Dollar.

The GBP/USD rate is at a near 7-month high, certainly the highest we’ve seen so far in 2024.

A little momentum has been lost for the Pound in the last 48 hours, though.

It’s a similar story against the Euro, the Pound saw quite a steep spike around March 8th, and it was close to reaching the 16-month highs we saw for GBP/EUR in February.

The GBP/EUR rate has since retreated to where it was before the budget.

Underwhelming news around UK employment a couple of days ago could be a factor here.

It’s been much quieter for the Pound elsewhere, with only slight gains vs the CAD and NZD.

GBP/AUD has seen a choppy trend over the last couple of weeks, more in favour of the Aussie.

That’s all for this week, hope to speak with you soon.

So what next, what should you do?

Get ahead of the game and read our Guide to Foreign Currency Exchange.

Download the Guide Here - with no obligation of course.

If you want to continue to discuss the latest trends and currency news, our team is only a call away on 01872 487 500.

To see our latest competitive exchange rates, click below.

Get a Quick Quote

  1. Great exchange rates
  2. Quick and easy transfers
  3. No transfer fees
  4. Expert help and guidance
  5. Authorised by the FCA

Current rates: 

Thursday 14th March 2024 at 09.40

£1.00 GBP = 1.1715 EURO

£1.00 GBP = 1.2815 USD

£1.00 GBP = 1.9350 AUD

£1.00 GBP = 2.0785 NZD

£1.00 GBP = 1.7260 CAD

£1.00 GBP = 1.1275 CHF

  • Want to Learn More?

  • We have created a selection of Free PDF Guides for you to download covering many aspects of buying property abroad, visit our PDF Guides Page today or download our "Buying A Property in France" Guide PDF document.
  • Want to Live in France Post-Brexit? download our "PDF Guide to Living in France Post-Brexit" document.

    Brexit Guide Download

  • Need to Send Money Abroad?

    • At Clé France / Key Currency, many of our customers have a need for currency exchange.
    • We are pleased to offer our customers favourable exchange rates on international currency transfers.
    • As a Clé France website visitor, you qualify for preferential exchange rates when you transact through Key Currency.

Cle France Currency Guide link

How to Save Money on your foreign currency transfers

  • Key Currency can save you money by offering more competitive rates of exchange than your bank.
  • Clients can typically save you 3-4% of the total transaction value, which can result in significant cost savings.
  • All client funds are held in segregated accounts with top-tier banks keeping your money safe and secure.

For everything you need to know about French property visit www.clefrance.co.uk

Add CommentViews: 169
Mar 7

Currency Market Update - 7th March 2024

The Pound has regained momentum in March

GBP/USD Hits 30-Day High as UK Budget Loomed into Reality

After quite a choppy and downward end to February, the Pound has regained momentum in March.

Since February 29th, the Pound vs Dollar trajectory has continually risen.

The GBP/USD rate has seen a +0.54% gain over the past 5 days and is at the highest it’s been over the last 30 days.

Against the Euro, the Pound has had a bit more of a contest with only a +0.18% gain over the last week.

Elsewhere, GBP/CAD has continued to see a significant upward trend.

So much so, that the Pound to Canadian Dollar rate was at its highest since August 2023.

The CAD has fought back a little over the last 24 hours.

These strong movements for the Pound may yet be tested further though, as the UK budget was announced by Jeremy Hunt yesterday.

Political events, such as budgets, can play a major part in the Pound's fortunes.

However, we don’t see anything too groundbreaking or disastrous in this one.

It’ll certainly be an interesting few days once the dust starts to settle and we will be sure to let you know how the Pound reacts in next week’s update!

So what next, what should you do?

If you want to continue to discuss the latest trends and currency news, our team is only a call away on 01872 487 500.

To see our latest competitive exchange rates, click below.

Click below for a free quote from Key Currency.

Get a Quick Quote

  1. Great exchange rates
  2. Quick and easy transfers
  3. No transfer fees
  4. Expert help and guidance
  5. Authorised by the FCA

Current rates: 

Thursday 7th March 2024 at 09.45

£1.00 GBP = 1.1701 EURO

£1.00 GBP = 1.2745 USD

£1.00 GBP = 1.9330 AUD

£1.00 GBP = 2.0705 NZD

£1.00 GBP = 1.7220 CAD

£1.00 GBP = 1.1230 CHF

  • Want to Learn More?

  • We have created a selection of Free PDF Guides for you to download covering many aspects of buying property abroad, visit our PDF Guides Page today or download our "Buying A Property in France" Guide PDF document.
  • Want to Live in France Post-Brexit? download our "PDF Guide to Living in France Post-Brexit" document.

    Brexit Guide Download

  • Need to Send Money Abroad?

    • At Clé France / Key Currency, many of our customers have a need for currency exchange.
    • We are pleased to offer our customers favourable exchange rates on international currency transfers.
    • As a Clé France website visitor, you qualify for preferential exchange rates when you transact through Key Currency.

Cle France Currency Guide link

How to Save Money on your foreign currency transfers

  • Key Currency can save you money by offering more competitive rates of exchange than your bank.
  • Clients can typically save you 3-4% of the total transaction value, which can result in significant cost savings.
  • All client funds are held in segregated accounts with top-tier banks keeping your money safe and secure.

For everything you need to know about French property visit www.clefrance.co.uk

Add CommentViews: 188

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